Author Topic: Overheard at Work  (Read 8090990 times)

dragoncar

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Re: Overheard at Work
« Reply #14000 on: July 13, 2016, 12:44:24 PM »

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it.

So you are fine wasting money in situations where it's easily avoidable?  Ok, if that works for you.  This is the Antimistachian wall of shame and comedy, after all

Chris22

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Re: Overheard at Work
« Reply #14001 on: July 13, 2016, 12:45:01 PM »
I have the opposite problem with $100s. Since they are hard to spend I tend to give them away.

I've never even managed to get a $100 bill, and not for lack of trying. Definitely withdrawn $100 out of ATMs before and only gotten 5 $20's.

My bank (Chase) has ATMs in some branches that let you choose the bills you want to get - e.g., you could get $100 as three $20s, six $5s, and ten $1s. I love it, since I rarely will spend $20+ in cash; I can get all small bills and have exact change for everything all the time.

When I was a poor college student I used to know of certain ATMs where I could take out $10 at a time instead of $20.  Came in handy on certain occasions when I was running low at the end of a semester. 
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mtn

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Re: Overheard at Work
« Reply #14002 on: July 13, 2016, 12:45:53 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

Chris22

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Re: Overheard at Work
« Reply #14003 on: July 13, 2016, 12:49:19 PM »

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it.

So you are fine wasting money in situations where it's easily avoidable?  Ok, if that works for you.  This is the Antimistachian wall of shame and comedy, after all

Let's not call it "situations" like it happens often.  Because it doesn't.  I'm saying the risk that someday I'll have to pay $100 for something that should cost me $50 in an emergency is not going to dissuade me from doing something that works for me, because it's remote.  What is more likely is that I'd have $100 in $20s, and over time we'd fritter that away on ice cream and girl scout cookies and other bullshit, and when the SHTF I'd have $0 because I never replenished the emergency stash.  THAT is a much bigger "risk", to me, than the once in a lifetime where I have to overpay for something in an emergency. 
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

MrMoogle

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Re: Overheard at Work
« Reply #14004 on: July 13, 2016, 12:52:15 PM »

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it.

So you are fine wasting money in situations where it's easily avoidable?  Ok, if that works for you.  This is the Antimistachian wall of shame and comedy, after all
If it saves me $50/month now, vs the possibility of $100 later, then it makes perfect sense to me.  That's what I'm saving by not keeping small bills.

dragoncar

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Re: Overheard at Work
« Reply #14005 on: July 13, 2016, 12:53:12 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

johnny847

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Re: Overheard at Work
« Reply #14006 on: July 13, 2016, 12:53:47 PM »
I have the opposite problem with $100s. Since they are hard to spend I tend to give them away.

I've never even managed to get a $100 bill, and not for lack of trying. Definitely withdrawn $100 out of ATMs before and only gotten 5 $20's.

My bank (Chase) has ATMs in some branches that let you choose the bills you want to get - e.g., you could get $100 as three $20s, six $5s, and ten $1s. I love it, since I rarely will spend $20+ in cash; I can get all small bills and have exact change for everything all the time.

When I was a poor college student I used to know of certain ATMs where I could take out $10 at a time instead of $20.  Came in handy on certain occasions when I was running low at the end of a semester.

Oh that's pretty cool. I don't think I've ever been able to get anything less than a $10 bill out of an ATM before.

I do have a Chase account, but I've never withdrawn cash from it. Nor have I used a Chase ATM, they're just not in convenient locations for me (I have an online account (well several) that reimburses ATM fees so I can use whatever ATM I want).

dragoncar

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Re: Overheard at Work
« Reply #14007 on: July 13, 2016, 12:58:52 PM »

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it.

So you are fine wasting money in situations where it's easily avoidable?  Ok, if that works for you.  This is the Antimistachian wall of shame and comedy, after all

Let's not call it "situations" like it happens often.  Because it doesn't.  I'm saying the risk that someday I'll have to pay $100 for something that should cost me $50 in an emergency is not going to dissuade me from doing something that works for me, because it's remote.  What is more likely is that I'd have $100 in $20s, and over time we'd fritter that away on ice cream and girl scout cookies and other bullshit, and when the SHTF I'd have $0 because I never replenished the emergency stash.  THAT is a much bigger "risk", to me, than the once in a lifetime where I have to overpay for something in an emergency.

Maybe I'm misunderstanding what we are talking about here.  I thought we were talking about true emergency cash, i.e. Cash set aside for use in life threatening situations.  If you are talking about just keeping some extra cash around the house for any purpose that's different .

Now if we are taking  about emergency cash, there should be no situation in which you would "fritter" any of it away, regardless of denomination.  And since its sole purpose is for use in emergencies, you are extremely likely to run into problems breaking the bills, and that is 100% foreseeable.

So in either case, we are talking about Antimistachian inability for self control or Antimistachian disinterest in minimizing unnecessary expenses.

Edit: if there's an emergency and I properly planned, but for some reason I have to pay $10" for $10 of gas, I would my lose sleep over it either.  But if simple planning could have saved be the $90 by keeping smaller bills around, I would kick myself for that.  And as discussed in this thread, it's actually far more work to obtain the $100 bills than just stash smaller bills readily obtained from ANY ATM
 
« Last Edit: July 13, 2016, 01:01:19 PM by dragoncar »

Chris22

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Re: Overheard at Work
« Reply #14008 on: July 13, 2016, 01:01:16 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

Yup, looked deeper.  Found it was a problem.  Fixed it by keeping larger bills.  Which works for me.  Not sure why you care so much.

Quote
It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed. 
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

dragoncar

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Re: Overheard at Work
« Reply #14009 on: July 13, 2016, 01:03:09 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

Yup, looked deeper.  Found it was a problem.  Fixed it by keeping larger bills.  Which works for me.  Not sure why you care so much.

Quote
It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

"Why do you care so much?"

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mtn

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Re: Overheard at Work
« Reply #14010 on: July 13, 2016, 01:07:44 PM »

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

You're in Chicagoland, right? Tornado is the one you need to worry about. But then your cash might be thrown miles away.

Chris22

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Re: Overheard at Work
« Reply #14011 on: July 13, 2016, 01:07:59 PM »

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it.

So you are fine wasting money in situations where it's easily avoidable?  Ok, if that works for you.  This is the Antimistachian wall of shame and comedy, after all

Let's not call it "situations" like it happens often.  Because it doesn't.  I'm saying the risk that someday I'll have to pay $100 for something that should cost me $50 in an emergency is not going to dissuade me from doing something that works for me, because it's remote.  What is more likely is that I'd have $100 in $20s, and over time we'd fritter that away on ice cream and girl scout cookies and other bullshit, and when the SHTF I'd have $0 because I never replenished the emergency stash.  THAT is a much bigger "risk", to me, than the once in a lifetime where I have to overpay for something in an emergency.

Maybe I'm misunderstanding what we are talking about here.  I thought we were talking about true emergency cash, i.e. Cash set aside for use in life threatening situations.  If you are talking about just keeping some extra cash around the house for any purpose that's different .

Now if we are taking  about emergency cash, there should be no situation in which you would "fritter" any of it away, regardless of denomination.  And since its sole purpose is for use in emergencies, you are extremely likely to run into problems breaking the bills, and that is 100% foreseeable.

So in either case, we are talking about Antimistachian inability for self control or Antimistachian disinterest in minimizing unnecessary expenses.

Again, I live down the street from my bank, with plenty of money in it.  In my experience, it was all too easy to grab $20 or $40 out of the safe on some random Tuesday because I "needed" it, and then come the weekend I'd go to the bank and take out money to replenish it.  Not exactly the end of the world.  Anti-mustachain?  Probably, but I don't really care.  My solution to fix it was as described, just get bigger bills, and it stops the frittering.


Quote
Edit: if there's an emergency and I properly planned, but for some reason I have to pay $10" for $10 of gas, I would my lose sleep over it either.  But if simple planning could have saved be the $90 by keeping smaller bills around, I would kick myself for that.  And as discussed in this thread, it's actually far more work to obtain the $100 bills than just stash smaller bills readily obtained from ANY ATM

Far more work?  Write check to "cash" hand to teller, ask for hundreds.  Done.  I can do it in the drive through, right next to the drive up ATM.  It is literally no different. 

You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.
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Chris22

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Re: Overheard at Work
« Reply #14012 on: July 13, 2016, 01:11:17 PM »

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

You're in Chicagoland, right? Tornado is the one you need to worry about. But then your cash might be thrown miles away.

Most tornado activity is pretty far south of us; I'm about as north as it gets in Cook County.  I've seen several bad snowstorms, very little tornado activity in my 10 years here.
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mtn

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Re: Overheard at Work
« Reply #14013 on: July 13, 2016, 01:20:01 PM »

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

You're in Chicagoland, right? Tornado is the one you need to worry about. But then your cash might be thrown miles away.

Most tornado activity is pretty far south of us; I'm about as north as it gets in Cook County.  I've seen several bad snowstorms, very little tornado activity in my 10 years here.

Rare, but not unheard of. We had one touch down about a mile from my parents house in Lake County (early 2000's). 

Then there was this outbreak of tornado's that hit as far north as Lake Zurich and Barrington: https://en.wikipedia.org/wiki/1967_Oak_Lawn_tornado_outbreak

Chris22

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Re: Overheard at Work
« Reply #14014 on: July 13, 2016, 01:20:17 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

Yup, looked deeper.  Found it was a problem.  Fixed it by keeping larger bills.  Which works for me.  Not sure why you care so much.

Quote
It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

"Why do you care so much?"

- internet guy who keeps replying to my posts to argue about it

You're the one badgering me about how what works for me doesn't actually work for me.
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

cube.37

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Re: Overheard at Work
« Reply #14015 on: July 13, 2016, 01:44:30 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

Yup, looked deeper.  Found it was a problem.  Fixed it by keeping larger bills.  Which works for me.  Not sure why you care so much.

Quote
It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

"Why do you care so much?"

- internet guy who keeps replying to my posts to argue about it

You're the one badgering me about how what works for me doesn't actually work for me.

Like Chris22 I also have my weaknesses in carrying cash - I tend to use up cash so quickly but am very careful about swiping a card. It doesn't mean i have a fundamental flaw in my thinking...It's just a habit of mine that I fixed with a great solution: not carrying cash...

(which also happens to give my wife and I the great benefit of being able to tell panhandlers that we don't carry any cash. But then we'd be in a pickle if they pulled out square or had venmo)

mtn

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Re: Overheard at Work
« Reply #14016 on: July 13, 2016, 01:51:34 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

Yup, looked deeper.  Found it was a problem.  Fixed it by keeping larger bills.  Which works for me.  Not sure why you care so much.

Quote
It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

"Why do you care so much?"

- internet guy who keeps replying to my posts to argue about it

You're the one badgering me about how what works for me doesn't actually work for me.

Like Chris22 I also have my weaknesses in carrying cash - I tend to use up cash so quickly but am very careful about swiping a card. It doesn't mean i have a fundamental flaw in my thinking...It's just a habit of mine that I fixed with a great solution: not carrying cash...

(which also happens to give my wife and I the great benefit of being able to tell panhandlers that we don't carry any cash. But then we'd be in a pickle if they pulled out square or had venmo)

Then they're paying for a cell phone, and probably paying more than me. Nope. That is a luxury that excludes you from getting a handout from me.

dragoncar

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Re: Overheard at Work
« Reply #14017 on: July 13, 2016, 01:57:12 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P

Yup. Back when I was paid in cash, the smaller the bill, the faster it went. 50's and 100's went to the bank, never to come out (except for that pesky tuition payment). 5's and 10's didn't always even make it to my wallet.

This is all evidence that smaller bills are more useful than larger bills.  If you can't keep your hands off a few $20s in your closet, earmarked for emergencies, I think you need to look deeper than blaming the denomination. 

Yup, looked deeper.  Found it was a problem.  Fixed it by keeping larger bills.  Which works for me.  Not sure why you care so much.

Quote
It does bring up a good question of how much cash you need for emergencies.  Is it so much that you'll need a briefcase for your $20s?  If so, go ahead and have some hundies as well, but I'd still keep a variety of smaller bills around too.  For me, I just have a few hundred dollars max because I'm pretty well stocked for power outages and earthquakes.  I guess I'd need more in the even if extreme civil unrest, like if I had to flee the country id be in trouble

Usually sitting on something between $500 and $1k.  I don't ever foresee a situation where I need to "flee the country".  I'm in an area with no real natural disasters.  Worst thing I could think would be some sort of extended snow/ice storm and resulting loss of power for a week or two, and I have resources to overcome that if needed.

"Why do you care so much?"

- internet guy who keeps replying to my posts to argue about it

You're the one badgering me about how what works for me doesn't actually work for me.

I think you need to reread this thread if you think I'm some kind of aggressor here

arebelspy

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Re: Overheard at Work
« Reply #14018 on: July 13, 2016, 05:24:09 PM »
I think you need to reread this thread if you think I'm some kind of aggressor here

Tell that to the car in your avatar!
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mustachepungoeshere

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Re: Overheard at Work
« Reply #14019 on: July 13, 2016, 05:48:58 PM »
Co-worker just dramatically announced that she needs a new car.

"My car is about to hit 50,000km and they just fall to pieces after that. I'm going to make some calls today about a new lease."

She is five months into a six-month contract. Apart from the foolishness of the lease, I'd be holding out to find out if I had a job first.

Basenji

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Re: Overheard at Work
« Reply #14020 on: July 13, 2016, 08:09:06 PM »
The whole Franklin v. Jackson notes, ice cream truck v. gas to escape zombie attack debate was epic!

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Re: Overheard at Work
« Reply #14021 on: July 13, 2016, 08:23:40 PM »
I think you need to reread this thread if you think I'm some kind of aggressor here

Tell that to the car in your avatar!

Hey now, cars are an important part of a dragon's diet.

onlykelsey

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Re: Overheard at Work
« Reply #14022 on: July 13, 2016, 08:40:55 PM »
The whole Franklin v. Jackson notes, ice cream truck v. gas to escape zombie attack debate was epic!

Pressing matters! Which team were you on?

kayvent

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Re: Overheard at Work
« Reply #14023 on: July 13, 2016, 08:46:19 PM »
Now my daughter has her own piggy bank with $5-10 in change and small bills, she can use that if she wants.  I live 3 minutes from an ATM if I need money, and frankly, having cash around only encourages "poor behavior" like the ice cream truck and ordering delivery pizza and such.  I'm one of those weird ones who thinks carefully before whipping out the plastic, but paper currency goes through my hands like water, so I tend not to carry it.

I am pretty similar. My budget is based on my account balances so I basically treat cash as "free money." The budget thinks it has been spent! I do this partly because I let my daughter claim any lose change she finds around the house but mainly because for the amount of floating cash I have in a given month (20-30$ on the high end), I find too stressful to track. Every penny and transaction through my bank account or CC is vetted.

dragoncar

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Re: Overheard at Work
« Reply #14024 on: July 13, 2016, 09:10:00 PM »
I think you need to reread this thread if you think I'm some kind of aggressor here

Tell that to the car in your avatar!

Hey now, cars are an important part of a dragon's diet reproductive cycle.

Fixed above.  But I assure you it's 100% consexual

Goldielocks

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Re: Overheard at Work
« Reply #14025 on: July 14, 2016, 03:48:58 AM »

Too long to do--it is not a 30 minute endeavor.

Related, my wife and I didn't want the frozen salmon burgers again and all our spinach had gone bad. So our options were grilled cheese or soup. Neither seemed that appetizing in the heat, so we went out for tacos, which doesn't make any sense either. In our defense on that one, we did have a time crunch and had to get to the pharmacy before it closed (and yes, the tacos are faster than the grilled cheese).

These take an hour, but come out well. We've been happy with them. They could pass as slider buns in a pinch, but yeah, they take an hour.

 http://www.breadworld.com/recipes/Quick-Pan-Rolls
SoccerLounge posted this recipe for 40 minute buns (which sounds like a workout video) in another thread: http://www.girlversusdough.com/2015/08/10/40-minute-super-soft-hamburger-buns/

Hey, ya,  I made them the same day.  Very good recipe.   I recommend cutting the yeast in half and letting them rise for an hour, unless you have ZERO problems with yeast...and you have an hour...   :-)

Drifterrider

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Re: Overheard at Work
« Reply #14026 on: July 14, 2016, 04:28:50 AM »
A burger without a bun is called a Patty Melt.

Anyone can justify anything if he wants to :)

Basenji

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Re: Overheard at Work
« Reply #14027 on: July 14, 2016, 05:41:53 AM »
The whole Franklin v. Jackson notes, ice cream truck v. gas to escape zombie attack debate was epic!

Pressing matters! Which team were you on?
I thought poor Washington and Lincoln were maligned and had flashbacks to my childhood when I enjoyed a creamsicle from time to time. Now my life is sadly creamsicle free. I personally always have a few Future Tubmans in my wallet.

Tjat

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Re: Overheard at Work
« Reply #14028 on: July 14, 2016, 06:22:11 AM »
You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.

I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.


Hedge_87

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Re: Overheard at Work
« Reply #14029 on: July 14, 2016, 06:27:09 AM »
You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.

I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.

Pack it in a coffee can in the bottom of the freezer under whats left of a half a hog and quarter of beef. talk about cold hard cash
There are two types of people in this world. Those who think they can and those who think they can't. They are both right. - Henry ford

Frankies Girl

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Re: Overheard at Work
« Reply #14030 on: July 14, 2016, 06:34:09 AM »
You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.

I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.

Pack it in a coffee can in the bottom of the freezer under whats left of a half a hog and quarter of beef. talk about cold hard cash

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D
I frequently have no idea what I'm talking about. Like now.

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By the River

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Re: Overheard at Work
« Reply #14031 on: July 14, 2016, 06:35:58 AM »
I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.

Now I'm just thinking of Eddie Murphy's ice cream skit..."You ain't got no ice cream, because your parents taped the money under the fridge, you ain't got no ice cream" 

Chris22

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Re: Overheard at Work
« Reply #14032 on: July 14, 2016, 06:40:50 AM »
You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.

I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.

Well, the other half of it for me is we keep everything important in one location.  If there's a fire/flood/disaster, I have a briefcase sized fire safe in an accessible place, it's easy to grab it and go, and now I have all my important documents and my cash in case I need it. 
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

Giro

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Re: Overheard at Work
« Reply #14033 on: July 14, 2016, 12:04:29 PM »
You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.

I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.

Pack it in a coffee can in the bottom of the freezer under whats left of a half a hog and quarter of beef. talk about cold hard cash

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D

I'm not sure if I'm laughing or groaning but +1 nonetheless.

yourusernamehere

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Re: Overheard at Work
« Reply #14034 on: July 14, 2016, 04:26:22 PM »

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D

LOL, "TurBuckEn."

(Oh god, if I jacked up the quotes I'm going to get yelled at)

Hedge_87

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Re: Overheard at Work
« Reply #14035 on: July 14, 2016, 04:45:27 PM »

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D

LOL, "TurBuckEn."

(Oh god, if I jacked up the quotes I'm going to get yelled at)

or a bag of shredded cheese. it could be your secret cheddar stash.
There are two types of people in this world. Those who think they can and those who think they can't. They are both right. - Henry ford

zolotiyeruki

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Re: Overheard at Work
« Reply #14036 on: July 14, 2016, 06:33:11 PM »

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D

LOL, "TurBuckEn."

(Oh god, if I jacked up the quotes I'm going to get yelled at)

or a bag of shredded cheese. it could be your secret cheddar stash.
Or in the crisper drawer as your lettuce, or in your mixing bowl as your dough. :D

LeRainDrop

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Re: Overheard at Work
« Reply #14037 on: July 14, 2016, 06:34:41 PM »
SoccerLounge posted this recipe for 40 minute buns (which sounds like a workout video)...

*Slow clap.*

Yeah, I honestly LOL'd at that!  Either way, best to wear your yoga pants while engaging in this activity :-)

Cadman

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Re: Overheard at Work
« Reply #14038 on: July 14, 2016, 07:06:57 PM »
If carrying cash means it'll spend quick, fold a couple of twentys up and stick it in one of those hard to reach sections of the wallet, behind a little used ID card or some such. Just knowing I'm going to have to account for that spend means I don't touch it for regular purchases. This has saved me on multiple occasions, whether it be a random garage sale on the way home from work or avoiding an ATM fee at a retailer that won't, or can't, take a card. Same story with a couple folded blank checks, though those go in the main 'pocket'. I pretty much use cards 99% of the time, but I'd rather be ready when opportunity presents itself, then miss a deal.

dragoncar

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Re: Overheard at Work
« Reply #14039 on: July 14, 2016, 09:13:47 PM »
If carrying cash means it'll spend quick, fold a couple of twentys up and stick it in one of those hard to reach sections of the wallet, behind a little used ID card or some such. Just knowing I'm going to have to account for that spend means I don't touch it for regular purchases. This has saved me on multiple occasions, whether it be a random garage sale on the way home from work or avoiding an ATM fee at a retailer that won't, or can't, take a card. Same story with a couple folded blank checks, though those go in the main 'pocket'. I pretty much use cards 99% of the time, but I'd rather be ready when opportunity presents itself, then miss a deal.

What I do is keep it up my ass.  It's there in an emergency, but otherwise I'm not going to pull it out.

johnny847

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Re: Overheard at Work
« Reply #14040 on: July 14, 2016, 10:19:39 PM »

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D

LOL, "TurBuckEn."

(Oh god, if I jacked up the quotes I'm going to get yelled at)

or a bag of shredded cheese. it could be your secret cheddar stash.
Cheddar Stacker should get on this.

Shalamar

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Re: Overheard at Work
« Reply #14041 on: July 15, 2016, 09:37:10 AM »
I've got one for you guys.   This happened years ago.  My co-worker friend announced at the coffee table that if his sons wanted to go to university, they'd have to either pay for it themselves or join the Army, because "I can't afford it".

His sons were 3 and 1 years old at the time.  Plus, he went out for lunch at least once a week.   If he'd stuck that $10 that he spent on lunch into an RESP for his boys, he would've had several thousand dollars by the time his sons were old enough to attend university.  It wouldn't have given them a free ride, but it would've been SOMETHING.

RMD

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Re: Overheard at Work
« Reply #14042 on: July 15, 2016, 11:17:38 AM »
Okay. I'm back on page 192. I posted and was caught up and then took a rather long break and now I'm back!

I have a new job. I am a property manager for HOAs and condo associations and some maintenance provided communities. Two calls today back to back.

One person who cannot make dues payment of  $65 for the month (to cover lawn maintenance and trash service) and also fix the hole in the side of her home.  If we waive the monthly dues sh be able to fix the hole. She then explained that sge has lights in her home not working and her garage door is broken and she just does not have the funds. Her daughter is going back to school for her 2nd bachelor's degree and the cost of books, you know.

The other caller is digging out of bankruptcy and is months late on her annual dues payment and wants the late fees waived if she pays her full amount now. The board agreed since previous fees are still being paid through bankruptcy court. She has plans to get on better footing and next year shouldn't be an issue.

Earlier this week we had someone pay over $5000 in late dues and legal fees...and they paid with credit card. Doubly interesting with that one is that she had hired her own attorney to contest the amount she owed. She told him she paid in full at her court hearing...after sending our documentation for what was paid and owed she was told she had no legal standing. Still was billed for it, though, I am sure!

Then CW called today to see about moving her 401k from her previos job. "I've got $2000 in there and that's a lot of money."  She's in her mid-50s, lives paycheck to paycheck...yet was able to go to the Indy 500 this summer.

Sigh...

Nederstash

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Re: Overheard at Work
« Reply #14043 on: July 15, 2016, 11:30:55 AM »
You do what works for you, I'll keep doing what works for me.  Keeping big bills on hand works for me.  Someday I might get screwed out of $99.  Someday.  Maybe.  Oh well.

I have the same issue as Chris. My solution is to use the small bills, but make it embarrassingly inconvenient to get to. Making it so it takes 5 minutes to get to cash is generally enough time to kick the urge to spend it. Thinking of examples like burying a firebox in attic insulation, hiding a bundle behind a water access panel, or taped to the bottom of the fridge.

Pack it in a coffee can in the bottom of the freezer under whats left of a half a hog and quarter of beef. talk about cold hard cash

Or $ inside a small chicken carcass, stuffed inside of a turkey, wrapped up, and stored in the freezer. TurBuckEn.
:D

That was the worst pun ever. I loved it.

flan

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Re: Overheard at Work
« Reply #14044 on: July 16, 2016, 11:33:11 AM »
Manager complains about not having enough money to contribute to the company 401K (not even up to the match), but says she'd like to stop working by age 45.

This week, Manager accepts a new job that pays 40K more. These are quotes from that day:

"Now I can add mani-pedis and massages back into my budget!"

"I was going to wait for my phone upgrade in Sept, but with my new salary I'll just buy a new phone now."

"Oh we make too much for a Roth IRA."

...and she refuses to max out her new 401K even with the 40K raise.

MgoSam

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Re: Overheard at Work
« Reply #14045 on: July 16, 2016, 02:07:36 PM »
"I was going to wait for my phone upgrade in Sept, but with my new salary I'll just buy a new phone now."

That explains her personality in  nutshell. I want a Samsung S7 and can get work to pay for it but still resist doing so because I know that it'll be more like a toy for me. 

SoccerLounge

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Re: Overheard at Work
« Reply #14046 on: July 16, 2016, 08:31:52 PM »
SoccerLounge posted this recipe for 40 minute buns (which sounds like a workout video) in another thread: http://www.girlversusdough.com/2015/08/10/40-minute-super-soft-hamburger-buns/

Hey, ya,  I made them the same day.  Very good recipe.   I recommend cutting the yeast in half and letting them rise for an hour, unless you have ZERO problems with yeast...and you have an hour...   :-)

Hark, the SoccerLounge signal!! Actually, goldielocks, I made my last batch that way too, and I like them about as much. Other folks seem to like them a bit more, probably because they're slightly less pretzel-tasting (caused by the lots-o-yeast).

On topic, I work with someone who bought a $7,000 riding mower the other week. He lives on half an acre. When I asked him why he bought it, he said that he wanted one that would last. Riiiight...

MgoSam

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Re: Overheard at Work
« Reply #14047 on: July 16, 2016, 10:35:50 PM »
On topic, I work with someone who bought a $7,000 riding mower the other week. He lives on half an acre. When I asked him why he bought it, he said that he wanted one that would last. Riiiight...

Have never needed one, how much should one ordinarily spend?


Primm

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Re: Overheard at Work
« Reply #14048 on: July 16, 2016, 11:16:26 PM »
On topic, I work with someone who bought a $7,000 riding mower the other week. He lives on half an acre. When I asked him why he bought it, he said that he wanted one that would last. Riiiight...

Have never needed one, how much should one ordinarily spend?

I lived on 2.5 acres with my ex. We paid $500 for a used fairly high end John Deere.

JetBlast

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Re: Overheard at Work
« Reply #14049 on: July 16, 2016, 11:42:51 PM »
On topic, I work with someone who bought a $7,000 riding mower the other week. He lives on half an acre. When I asked him why he bought it, he said that he wanted one that would last. Riiiight...
Holy crap!  Lowe's doesn't even sell any that expensive. I had to look at Tractor Supply to see what a $7,000 riding mower looks like.

I met some one a few weeks ago at work that bought a Corvette for his 10 year old, as encouragement to get good grades so he can drive it when he's old enough. Right....it's for the kid.