Author Topic: Overheard at Work  (Read 8057294 times)

dragoncar

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Re: Overheard at Work
« Reply #13950 on: July 12, 2016, 01:53:55 PM »
Coworker who just bought a new house, owns a huge truck (that he has admitted to paying 750 a month on and never uses it except to commute the 50 miles to work), whose wife leased an Audi without telling him, just was bragging about his week of vacation in the Hamptons...

God, I'm glad I am not his wallet. It must hurt so much.

That's not a bad idea. In fact, maybe it could be done once a year - as a housekeeping task. Mods?

Of course we will lease an Audi every year.  Standard housekeeping task

johnny847

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Re: Overheard at Work
« Reply #13951 on: July 12, 2016, 02:01:06 PM »
Coworker who just bought a new house, owns a huge truck (that he has admitted to paying 750 a month on and never uses it except to commute the 50 miles to work), whose wife leased an Audi without telling him, just was bragging about his week of vacation in the Hamptons...

God, I'm glad I am not his wallet. It must hurt so much.

That's not a bad idea. In fact, maybe it could be done once a year - as a housekeeping task. Mods?

Of course we will lease an Audi every year.  Standard housekeeping task

And we were just talking about properly quoting people!

solon

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Re: Overheard at Work
« Reply #13952 on: July 12, 2016, 02:04:35 PM »
Dang! Got me. Sorry!

frugalnacho

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Re: Overheard at Work
« Reply #13953 on: July 12, 2016, 02:05:28 PM »
And we were just talking about properly quoting people!

totes

solon

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Re: Overheard at Work
« Reply #13954 on: July 12, 2016, 02:12:14 PM »
I think the "official" way is to lock a thread and link to the new version. That way anyone who doesn't want to keep seeing it in "new posts" can avoid it.

I'm tempted to make a new account sometimes because I've posted in way too many threads I don't care about that keep. on. going.

I was trying to quote this ^

I think if we could do this once a year - just for these mondo threads - it would help us out a little.

frugalnacho

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Re: Overheard at Work
« Reply #13955 on: July 12, 2016, 02:24:28 PM »
I think the "official" way is to lock a thread and link to the new version. That way anyone who doesn't want to keep seeing it in "new posts" can avoid it.

I'm tempted to make a new account sometimes because I've posted in way too many threads I don't care about that keep. on. going.

I was trying to quote this ^

I think if we could do this once a year - just for these mondo threads - it would help us out a little.

And force me to re-post every year just to keep it on my list of threads? Oy vey

TexasRunner

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Re: Overheard at Work
« Reply #13956 on: July 12, 2016, 02:50:58 PM »
Posting to get replies.
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mlejw6

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Re: Overheard at Work
« Reply #13957 on: July 12, 2016, 03:18:53 PM »
Refinance your student loans with my SoFi referral and get $100: https://www.sofi.com/refer/5/18373

johnny847

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Re: Overheard at Work
« Reply #13958 on: July 12, 2016, 03:22:11 PM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

mustachepungoeshere

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Re: Overheard at Work
« Reply #13959 on: July 12, 2016, 05:17:01 PM »
SoccerLounge posted this recipe for 40 minute buns (which sounds like a workout video)...

*Slow clap.*

Shalamar

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Re: Overheard at Work
« Reply #13960 on: July 12, 2016, 07:27:52 PM »
Anyone else have Sir Mix-a-Lot in their heads right now?

frugalnacho

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Re: Overheard at Work
« Reply #13961 on: July 12, 2016, 08:26:49 PM »
Anyone else have Sir Mix-a-Lot in their heads right now?

Every single day since 1992. 

Metric Mouse

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Re: Overheard at Work
« Reply #13962 on: July 12, 2016, 09:02:40 PM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Some of them are yellow.
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Rustycage

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Re: Overheard at Work
« Reply #13963 on: July 12, 2016, 09:15:44 PM »
When I read stories like Prospector's, I start to think that some of these stories are made up.

But then reading through 280+ pages of this makes me realise that they aren't, and that these people commonly exist in the world.

:(



FWIW, I've made burgers plenty of times without buns, and have just put them on the same bread I use for toast ("Oh the horror!", I hear the typical Anti-Mustachian say)

Metric Mouse

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Re: Overheard at Work
« Reply #13964 on: July 12, 2016, 09:25:20 PM »
FWIW, I've made burgers plenty of times without buns, and have just put them on the same bread I use for toast ("Oh the horror!", I hear the typical Anti-Mustachian say)

Right? It's not like they were out of mayo or something else imperative to having a hamburger.
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canuck_24

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Re: Overheard at Work
« Reply #13965 on: July 13, 2016, 08:16:53 AM »
CoWorker: Well, we had to go out for dinner last night.
Self: You HAD to?
CoWorker: Yeah, we took out ground beef to make burgers, but then I realized we had no buns.
Self: So why not just run to the store and get buns?
CoWorker: Oh, if I used debit it would put us in overdraft and I don't want to pay the fees, but the restaurant takes VISA.

Facepalm & walk away.



It cracks me up that all the reactions are in regards to the buns... and nothing about how that package of buns would cause this family to go into overdraft?

Making Cookies

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Re: Overheard at Work
« Reply #13966 on: July 13, 2016, 08:19:35 AM »
They don't have a jar of change laying around that they could pilfer for the $3 of hamburger buns?

Gin1984

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Re: Overheard at Work
« Reply #13967 on: July 13, 2016, 08:59:49 AM »
CoWorker: Well, we had to go out for dinner last night.
Self: You HAD to?
CoWorker: Yeah, we took out ground beef to make burgers, but then I realized we had no buns.
Self: So why not just run to the store and get buns?
CoWorker: Oh, if I used debit it would put us in overdraft and I don't want to pay the fees, but the restaurant takes VISA.

Facepalm & walk away.



It cracks me up that all the reactions are in regards to the buns... and nothing about how that package of buns would cause this family to go into overdraft?
I'm more confused on what grocery store does not take credit cards.

ender

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Re: Overheard at Work
« Reply #13968 on: July 13, 2016, 09:01:14 AM »
CoWorker: Well, we had to go out for dinner last night.
Self: You HAD to?
CoWorker: Yeah, we took out ground beef to make burgers, but then I realized we had no buns.
Self: So why not just run to the store and get buns?
CoWorker: Oh, if I used debit it would put us in overdraft and I don't want to pay the fees, but the restaurant takes VISA.

Facepalm & walk away.



It cracks me up that all the reactions are in regards to the buns... and nothing about how that package of buns would cause this family to go into overdraft?
I'm more confused on what grocery store does not take credit cards.

Aldi's for a while never took credit cards.

marcela

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Re: Overheard at Work
« Reply #13969 on: July 13, 2016, 09:08:17 AM »
Coworkers were standing around the hallway when one of them remembered she needed to cancel her free trial of some subscription service or other. The other starts going on about how she got duped into the American Greetings subscription and how ridiculous it was. She signed up 3 years ago when she had to send an e-card to a client and has been paying $4.99/month since! When I asked her if she was going to cancel, she said she couldn't because she might want to send another one someday, and then laughed and said but probably not.

$180 and counting for one e-card.

johnny847

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Re: Overheard at Work
« Reply #13970 on: July 13, 2016, 09:09:15 AM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Some of them are yellow.

See what you got yourself into?

mtn

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Re: Overheard at Work
« Reply #13971 on: July 13, 2016, 09:38:29 AM »
CoWorker: Well, we had to go out for dinner last night.
Self: You HAD to?
CoWorker: Yeah, we took out ground beef to make burgers, but then I realized we had no buns.
Self: So why not just run to the store and get buns?
CoWorker: Oh, if I used debit it would put us in overdraft and I don't want to pay the fees, but the restaurant takes VISA.

Facepalm & walk away.



It cracks me up that all the reactions are in regards to the buns... and nothing about how that package of buns would cause this family to go into overdraft?
I'm more confused on what grocery store does not take credit cards.

Aldi's for a while never took credit cards.

Still don't, or at least mine didn't as of 3 or so months ago.

MgoSam

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Re: Overheard at Work
« Reply #13972 on: July 13, 2016, 09:50:50 AM »
CoWorker: Well, we had to go out for dinner last night.
Self: You HAD to?
CoWorker: Yeah, we took out ground beef to make burgers, but then I realized we had no buns.
Self: So why not just run to the store and get buns?
CoWorker: Oh, if I used debit it would put us in overdraft and I don't want to pay the fees, but the restaurant takes VISA.

Facepalm & walk away.



It cracks me up that all the reactions are in regards to the buns... and nothing about how that package of buns would cause this family to go into overdraft?
I'm more confused on what grocery store does not take credit cards.

Aldi's for a while never took credit cards.

Still don't, or at least mine didn't as of 3 or so months ago.

Yeah they didn't for the longest time, but that also raises another point. You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.

I realize that you coworker likely came home, found out that they were out of buns and being tired, stressed, and hungry likely said something along the lines "Q#)E it" and went out. I can sympathize, that's happened to me oftentimes.

Jack

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Re: Overheard at Work
« Reply #13973 on: July 13, 2016, 09:52:53 AM »
Aldi's for a while never took credit cards.

I'm curious about where someone could possibly live where they have convenient access to only an Aldi's (and not also some other more mainstream, credit-card-accepting grocery).

johnny847

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Re: Overheard at Work
« Reply #13974 on: July 13, 2016, 09:58:37 AM »
CoWorker: Well, we had to go out for dinner last night.
Self: You HAD to?
CoWorker: Yeah, we took out ground beef to make burgers, but then I realized we had no buns.
Self: So why not just run to the store and get buns?
CoWorker: Oh, if I used debit it would put us in overdraft and I don't want to pay the fees, but the restaurant takes VISA.

Facepalm & walk away.



It cracks me up that all the reactions are in regards to the buns... and nothing about how that package of buns would cause this family to go into overdraft?
I'm more confused on what grocery store does not take credit cards.

Aldi's for a while never took credit cards.

Still don't, or at least mine didn't as of 3 or so months ago.

They changed their policy four months ago.

http://www.cnbc.com/2016/03/02/no-frills-supermarket-aldi-to-accept-credit-cards.html

MrMoogle

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Re: Overheard at Work
« Reply #13975 on: July 13, 2016, 10:23:44 AM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

mtn

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Re: Overheard at Work
« Reply #13976 on: July 13, 2016, 10:50:56 AM »
Aldi's for a while never took credit cards.

I'm curious about where someone could possibly live where they have convenient access to only an Aldi's (and not also some other more mainstream, credit-card-accepting grocery).

Another good point. I feel like 90% of Aldi's are literally right across the street from another grocery store. Or in the town where I went to college, 2 of them were in the same parking lot.

Vertical Mode

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Re: Overheard at Work
« Reply #13977 on: July 13, 2016, 11:08:52 AM »
I have one (and I'm ashamed to admit, I had an Anti-Mustachian part in this one).

12 of us from the office were out to lunch last week (longtime colleague left, we had a farewell lunch). Lunch ran us a short $30/person, which isn't as terrible as it could have been but still felt pretty rich to me since I bring mine from home every day.

In one of our sidebar conversations, several colleagues were extolling the virtues of leasing cars (no maintenance! predictable monthly payment! etc.) and all I could do was smile and cringe a little inside when they talked about how relatively inexpensive it is. It's their money and all, but jeez...
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TexasRunner

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Re: Overheard at Work
« Reply #13978 on: July 13, 2016, 11:40:59 AM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Sounds like my kind of people!  But aren't black boxes really multiple colors?  Black having every color and all that?  >D
« Last Edit: July 13, 2016, 11:46:59 AM by PriestTheRunner »
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johnny847

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Re: Overheard at Work
« Reply #13979 on: July 13, 2016, 11:43:24 AM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Sounds like my kind of people!  But aren't they really multiple colors?  Black having every color and all that?  >D

You're mixing that up. It's white that is the sum of all colors. Black is the absence of color.

Dollar Slice

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Re: Overheard at Work
« Reply #13980 on: July 13, 2016, 11:48:03 AM »
Sounds like my kind of people!  But aren't they really multiple colors?  Black having every color and all that?  >D

You're mixing that up. It's white that is the sum of all colors. Black is the absence of color.

Try that with ink or paint and see how it goes! Kids today, thinking everything's made of pixels... ;-)
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BDWW

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Re: Overheard at Work
« Reply #13981 on: July 13, 2016, 11:48:13 AM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Sounds like my kind of people!  But aren't they really multiple colors?  Black having every color and all that?  >D

Well it depends on the color space.  It it a subtractive or additive color space? In subtractive, you start with white and remove colors to get to black. In additive you start with black and add color eventually getting to white.

MrMoogle

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Re: Overheard at Work
« Reply #13982 on: July 13, 2016, 11:49:54 AM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Sounds like my kind of people!  But aren't they really multiple colors?  Black having every color and all that?  >D

Well it depends on the color space.  It it a subtractive or additive color space? In subtractive, you start with white and remove colors to get to black. In additive you start with black and add color eventually getting to white.
Paint vs light.

Chris22

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Re: Overheard at Work
« Reply #13983 on: July 13, 2016, 11:50:50 AM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).
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mtn

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Re: Overheard at Work
« Reply #13984 on: July 13, 2016, 11:53:42 AM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

MgoSam

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Re: Overheard at Work
« Reply #13985 on: July 13, 2016, 11:56:20 AM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

+1, was about to type something similar. My dad got on my case a few years ago when he saw me paying for something small (like $2) with a credit card, it wasn't the usage of the card but he believes that I should have cash in my wallet for such incidentals. Additionally, as a small business owner, I respect how much credit card fees eat up and so don't mind paying cash for some things. There are times when a merchant may be willing to give you a discount for cash.

Chris22

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Re: Overheard at Work
« Reply #13986 on: July 13, 2016, 11:57:13 AM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

Now my daughter has her own piggy bank with $5-10 in change and small bills, she can use that if she wants.  I live 3 minutes from an ATM if I need money, and frankly, having cash around only encourages "poor behavior" like the ice cream truck and ordering delivery pizza and such.  I'm one of those weird ones who thinks carefully before whipping out the plastic, but paper currency goes through my hands like water, so I tend not to carry it.
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dragoncar

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Re: Overheard at Work
« Reply #13987 on: July 13, 2016, 11:58:40 AM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

It works for other, non ice cream related, emergencies too.  For example, in natural disaster you may need to buy gas or something from someone who cannot change $100.  Then you would be stuck paying the $100.  The old trick of just ripping off bits and pieces of the bill didn't work.

Maybe it's because I live in SF, but I would not be at all surprised if the ice cream truck took credit cards.  All the other food trucks around here use square or similar (including the fancier ice cream trucks)

MrMoogle

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Re: Overheard at Work
« Reply #13988 on: July 13, 2016, 12:03:50 PM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

It works for other, non ice cream related, emergencies too.  For example, in natural disaster you may need to buy gas or something from someone who cannot change $100.  Then you would be stuck paying the $100.  The old trick of just ripping off bits and pieces of the bill didn't work.

Maybe it's because I live in SF, but I would not be at all surprised if the ice cream truck took credit cards.  All the other food trucks around here use square or similar (including the fancier ice cream trucks)
Legally 50.1% of a $100 bill is $100, and the rest is worthless. 

I just have a problem with cash, I can't keep hold of it.  I have no problem not spending my CC.

Magilla

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Re: Overheard at Work
« Reply #13989 on: July 13, 2016, 12:03:50 PM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

+1, was about to type something similar. My dad got on my case a few years ago when he saw me paying for something small (like $2) with a credit card, it wasn't the usage of the card but he believes that I should have cash in my wallet for such incidentals. Additionally, as a small business owner, I respect how much credit card fees eat up and so don't mind paying cash for some things. There are times when a merchant may be willing to give you a discount for cash.

I think this discussion pops up on here every once in a while.  I'm on the side of never using cash if I can help it.  With CC I can track each purchase and know exactly where it went and for what.  With cash, unless I write something down after each purchase (not realistic), I can only track per cash withdrawal.  Not to mention cash can be lost, I can't dispute a charge, etc.  Plus never having cash stop me from stupid impulse buys, like when it seems every freaking parent at work is selling Girl Scout cookies!!

johnny847

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Re: Overheard at Work
« Reply #13990 on: July 13, 2016, 12:12:44 PM »
Posting to get replies.

Lol

You just signed up for a discussion about how black boxes are actually orange.

Sounds like my kind of people!  But aren't they really multiple colors?  Black having every color and all that?  >D

Well it depends on the color space.  It it a subtractive or additive color space? In subtractive, you start with white and remove colors to get to black. In additive you start with black and add color eventually getting to white.

Color space is a man made construction, typically used in a digital context. But MrMoogle gets what I'm talking about.
Paint vs light.

You shine all possible colors of light all into one space, and you get white.

Chris22

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Re: Overheard at Work
« Reply #13991 on: July 13, 2016, 12:18:00 PM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

It works for other, non ice cream related, emergencies too.  For example, in natural disaster you may need to buy gas or something from someone who cannot change $100.  Then you would be stuck paying the $100.  The old trick of just ripping off bits and pieces of the bill didn't work.

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it. 
"If I could get all the money back I ever spent on cars, I'd spend it on cars." - Nick Mason

Dollar Slice

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Re: Overheard at Work
« Reply #13992 on: July 13, 2016, 12:29:17 PM »
Maybe it's because I live in SF, but I would not be at all surprised if the ice cream truck took credit cards.  All the other food trucks around here use square or similar (including the fancier ice cream trucks)

I saw a food cart recently that was cash-only, but had an ATM attached to the side. Not the option I would have come up with but I guess it works.

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it. 

Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?
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frugalnacho

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Re: Overheard at Work
« Reply #13993 on: July 13, 2016, 12:30:39 PM »
You can buy buns for less than $2 if you buy the generic crap, more for better quality ones. Does the coworker not have that much cash on his/her person? You could scrounge through your car seats and likely pick up enough right there.
I've basically stopped using cash before I moved into my apartment.  I don't think I could find $2 in there.

Ditto.  I was sorta ashamed one time when the ice cream truck came by and I told my daughter I couldn't buy her anything because I had no money.  I then had to explain to her I had plenty of money AT THE BANK, but no paper bills with which to pay the ice cream truck man.  (We do have a few hundred dollars cash stashed away in the fire safe in hundreds for a complete emergency, but the ice cream truck wasn't one even if he could break a hundred).

FYI--might want to put five 1's, one 5, one 10, and 4 20's in there. Just in case another ice cream truck comes, or whatever other reason (mine is when I need to buy a guitar and want to show up with exact change for my offer)

It works for other, non ice cream related, emergencies too.  For example, in natural disaster you may need to buy gas or something from someone who cannot change $100.  Then you would be stuck paying the $100.  The old trick of just ripping off bits and pieces of the bill didn't work.

Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it.

But then what happens when the ice cream truck drives by and you just blew all your cash on gas because you couldn't make change?  #terribledad #saddaughter

MoonShadow

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Re: Overheard at Work
« Reply #13994 on: July 13, 2016, 12:31:43 PM »

+1, was about to type something similar. My dad got on my case a few years ago when he saw me paying for something small (like $2) with a credit card, it wasn't the usage of the card but he believes that I should have cash in my wallet for such incidentals. Additionally, as a small business owner, I respect how much credit card fees eat up and so don't mind paying cash for some things. There are times when a merchant may be willing to give you a discount for cash.

Actually, most will.  I've used this trick on many occasions.  The contract that vendors have to agree to with the CC processing companies include a prohibition on advertising a cash discount, so the cost of using a CC is already included into the price of everything.  It wasn't always this way, as I remember a time when it was common for gas stations to have cash & credit prices on their signs.  Using a CC adds about 3% on average, and simply keeping that would double the margin in most retail.

johnny847

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Re: Overheard at Work
« Reply #13995 on: July 13, 2016, 12:32:28 PM »
Seriously?  If in a natural disaster I need to buy gas and the price is $100 because they can't make change I wouldn't hesitate to part with the $100, and never lose sleep over it. 

Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

I've never even managed to get a $100 bill, and not for lack of trying. Definitely withdrawn $100 out of ATMs before and only gotten 5 $20's.

Maybe I'd have better luck with a human cashier in branch, but the lines are usually longer...

frugalnacho

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Re: Overheard at Work
« Reply #13996 on: July 13, 2016, 12:34:45 PM »

+1, was about to type something similar. My dad got on my case a few years ago when he saw me paying for something small (like $2) with a credit card, it wasn't the usage of the card but he believes that I should have cash in my wallet for such incidentals. Additionally, as a small business owner, I respect how much credit card fees eat up and so don't mind paying cash for some things. There are times when a merchant may be willing to give you a discount for cash.

Actually, most will.  I've used this trick on many occasions.  The contract that vendors have to agree to with the CC processing companies include a prohibition on advertising a cash discount, so the cost of using a CC is already included into the price of everything.  It wasn't always this way, as I remember a time when it was common for gas stations to have cash & credit prices on their signs.  Using a CC adds about 3% on average, and simply keeping that would double the margin in most retail.

Gas stations do have different prices for CC and cash posted right on their signs.

Chris22

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Re: Overheard at Work
« Reply #13997 on: July 13, 2016, 12:36:40 PM »
Yeah - but it's about the easiest thing in the world to have $20s instead of one of the $100s, so why not do it?

Because $20s will slowly float away, raided for this "good reason" and that.  $100s are psychologically harder to break. 

I dunno, I'm not saying it makes sense, I'm saying it works for us :-P
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dragoncar

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Re: Overheard at Work
« Reply #13998 on: July 13, 2016, 12:37:21 PM »
My dad got on my case a few years ago when he saw me paying for something small (like $2) with a credit card, it wasn't the usage of the card but he believes that I should have cash in my wallet for such incidentals.

I have cash in my wallet for incidentals.  But if I used it every time something came up where I could use a credit card instead, I'd have no more cash in my wallet.  Then I'd have to go to the ATM which is a waste of time

Dollar Slice

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Re: Overheard at Work
« Reply #13999 on: July 13, 2016, 12:41:55 PM »
I have the opposite problem with $100s. Since they are hard to spend I tend to give them away.

I've never even managed to get a $100 bill, and not for lack of trying. Definitely withdrawn $100 out of ATMs before and only gotten 5 $20's.

My bank (Chase) has ATMs in some branches that let you choose the bills you want to get - e.g., you could get $100 as three $20s, six $5s, and ten $1s. I love it, since I rarely will spend $20+ in cash; I can get all small bills and have exact change for everything all the time.
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