I'm new here, but really enjoyed reading parts of this thread!
From last Friday:
CW1: Did you hear it is supposed to get down to 55 degrees tonight? Crazy!
CW2: Yeah! It might be cold enough to turn off the air and open the windows!
The daily high hadn't gotten over 75 degrees in over a week. My house was actually cooler all week sans air conditioning than earlier in the month when the temperature was above 90 degrees and I did have the air on for a few days.
As related to me by my husband from conversations with one of his co-workers (they are pretty friendly and talk a lot about non-work things):
CW: I think I'm going to retire next year. (early-ish 50s, has a great pension)
DH: Great. Is [wife] able to retire too?
CW: No. She chose not to pay in to retirement for a few years while our kids still lived at home to pay for their dance classes and sports. So she can't retire anytime soon.
DH: ... Oh... Well, I know you have mentioned wanting to travel in retirement, will she at least be able to take some long vacations so you can travel?
CW: Not likely. She isn't a very good saver and I'm not paying for her fun. I'll just go on my own.
That one might be me just being a little judge-y, but man, I can't even imagine looking at our finances as being that seperate... the next one just made us both shake our heads.
Their company has some great incentives for extra things to lower your insurance payments. One of them is that if you attend a 30 minute presentation on a Wellness Topic each quarter and get a yearly physical (for free), you get $400 off the employee paid portion of the insurance premium. DH takes advantage of all the different opportunities, but this one is the biggest chunk outside being a non-smoker.
CW: You got in early today.
DH: Yeah, I attended the wellness lecture this morning. Do you know about this program? Between this, being a non-smoker, and participating in the walking challenge in the spring, the company is covering my full insurance premium this year.
CW: Yeah, that is so much work though.
DH: C'mon, it's like getting paid $200 an hour for doing nothing but listening to a guy plus checking the box you had your yearly physical. (honor system)
CW: Yeah, but my time is valuable.