Author Topic: Overheard at Work  (Read 8874939 times)

Travis

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Re: Overheard at Work
« Reply #10200 on: August 29, 2015, 04:47:28 PM »
Our yard is about 12,000 square feet (quarter of an acre- the lot is a third of an acre).
We are the ONLY people in the neighborhood who don't ride to mow.

That makes ZERO sense to me.
And the thing with the riding mowers, is most people still use a push mower to get around the garden beds, so you still need to own one of those too!


Also- apparently no one owns a weed whacker. People spend tons of time and money keeping their yards green and weed free (ours is currently brownish with a few weeds) and they don't edge. WTF?

My front and back yard combined is just under 500 square feet.  I push mow it without too much trouble (though its slight slope forces me to back up and remow a few sections).  The hardest part is that the back lawn is separated from rocks by a metal border and slightly raised which leaves a strip that is almost impossible to push mow.  I've found the solution to be to hand my 5 year old a pair of scissors and point out the height I want.  I use hedge sheers around the water main, tree, and other corners.  He bugs me all week about when we can mow the lawn again.

zephyr911

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Re: Overheard at Work
« Reply #10201 on: August 30, 2015, 12:33:49 AM »
Whelp... We packed the trailer yesterday and just hooked it up. Planning on leaving in about 8 hours. Arriving after noon.

I find about 5 hours of dark-driving gets me enough distance that the kids are OK for the remaining drive. We'll stop around 09:00 for breakfast and a stretch, then carry on.
Why aren't you sharing this in Share Your Badassity?
(I did shit like that when I was 20 or so... I probably could now if I didn't stay so tired. Reasons why FIRE matters)

Tigerpine

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Re: Overheard at Work
« Reply #10202 on: August 30, 2015, 05:50:46 AM »
Not at work, but a commercial I overheard on the radio...and then later saw on TV.

"Credit cards maxed out?  We'll cut you a check for $10,000!"

This is for a Kia dealer in the area.  Guess what you'd have to use the $10,000 for!
I can't believe this is an actual ad out there.  It's just so irresponsible.

plainjane

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Re: Overheard at Work
« Reply #10203 on: August 31, 2015, 05:32:09 AM »
Seen on the back of a "Money Saver magazine" in the work kitchen:

Mortgage Approved (Bad Credit? No Credit? Approved on Equity, not Credit!)
2nd mortgages from 6.99%
[there is a grid for borrowing 20k, 30k, 40k & 50k and the monthly payment associated with each]
Payments are principal & interest, fully open, based on an interest rate of 6.99% on a 46 year amortization.

46 years

Joggernot

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Re: Overheard at Work
« Reply #10204 on: August 31, 2015, 05:36:39 AM »
Not at work, but a commercial I overheard on the radio...and then later saw on TV.

"Credit cards maxed out?  We'll cut you a check for $10,000!"

This is for a Kia dealer in the area.  Guess what you'd have to use the $10,000 for!
I can't believe this is an actual ad out there.  It's just so irresponsible.
Our car dealers no longer give a price for most cars.  They give the monthly 2-year lease cost only.  At least that ensures lots of cars for me to buy when the time comes.

ShoulderThingThatGoesUp

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Re: Overheard at Work
« Reply #10205 on: August 31, 2015, 05:37:26 AM »
Not at work, but a commercial I overheard on the radio...and then later saw on TV.

"Credit cards maxed out?  We'll cut you a check for $10,000!"

This is for a Kia dealer in the area.  Guess what you'd have to use the $10,000 for!
I can't believe this is an actual ad out there.  It's just so irresponsible.

A car dealership near me has one of those digital displays that shows various ads.

"Have a job? Need a car?"
"Tiene Trabajo? Necesita un carro!"

So in English they're offering you an option, in Spanish they're telling you what to do. It's odd. The Spanish-speaking population around here is mostly Caribbean and...not rich.

hollow

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Re: Overheard at Work
« Reply #10206 on: August 31, 2015, 10:47:17 AM »
Years ago: Over a couple months, we had gotten many notices that our company was going to automatically enroll all employees in the 403b with a 3% deductions, unless you opted out. I had read over them, understood, and discarded the notices.  I sort of forgot about when it would happen because it won't change things for me.

One payday, a coworker is freaking out.  Her paycheck is less than normal and she doesn't know why. She's on hold with HR. I recall all these emails and letters and mention it. She can't believe they would do something like that to her. She won't be able to pay her bills. She said she "had to live on credit cards in grad school" like it was something everyone does.

She had expensive hobbies, pets, and would get excited when her parents visited because they'd take her grocery shopping and she could buy lunch meat and oreos.

hudsoncat

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Re: Overheard at Work
« Reply #10207 on: August 31, 2015, 11:57:27 AM »
I'm new here, but really enjoyed reading parts of this thread!

From last Friday:

CW1: Did you hear it is supposed to get down to 55 degrees tonight? Crazy!
CW2: Yeah! It might be cold enough to turn off the air and open the windows!

The daily high hadn't gotten over 75 degrees in over a week. My house was actually cooler all week sans air conditioning than earlier in the month when the temperature was above 90 degrees and I did have the air on for a few days.

As related to me by my husband from conversations with one of his co-workers (they are pretty friendly and talk a lot about non-work things):

CW: I think I'm going to retire next year. (early-ish 50s, has a great pension)
DH: Great. Is [wife] able to retire too?
CW: No. She chose not to pay in to retirement for a few years while our kids still lived at home to pay for their dance classes and sports. So she can't retire anytime soon.
DH: ... Oh... Well, I know you have mentioned wanting to travel in retirement, will she at least be able to take some long vacations so you can travel?
CW: Not likely. She isn't a very good saver and I'm not paying for her fun. I'll just go on my own.
DH: ...

That one might be me just being a little judge-y, but man, I can't even imagine looking at our finances as being that seperate... the next one just made us both shake our heads.

Their company has some great incentives for extra things to lower your insurance payments. One of them is that if you attend a 30 minute presentation on a Wellness Topic each quarter and get a yearly physical (for free), you get $400 off the employee paid portion of the insurance premium. DH takes advantage of all the different opportunities, but this one is the biggest chunk outside being a non-smoker.

CW: You got in early today.
DH: Yeah, I attended the wellness lecture this morning. Do you know about this program? Between this, being a non-smoker, and participating in the walking challenge in the spring, the company is covering my full insurance premium this year.
CW: Yeah, that is so much work though.
DH: C'mon, it's like getting paid $200 an hour for doing nothing but listening to a guy plus checking the box you had your yearly physical. (honor system)
CW: Yeah, but my time is valuable.

KittyCat

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Re: Overheard at Work
« Reply #10208 on: August 31, 2015, 12:10:40 PM »
CW: You got in early today.
DH: Yeah, I attended the wellness lecture this morning. Do you know about this program? Between this, being a non-smoker, and participating in the walking challenge in the spring, the company is covering my full insurance premium this year.
CW: Yeah, that is so much work though.
DH: C'mon, it's like getting paid $200 an hour for doing nothing but listening to a guy plus checking the box you had your yearly physical. (honor system)
CW: Yeah, but my time is valuable.
Haha, wow; that coworker must be making some good money.

cloudsail

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Re: Overheard at Work
« Reply #10209 on: August 31, 2015, 01:55:27 PM »
CW: I think I'm going to retire next year. (early-ish 50s, has a great pension)
DH: Great. Is [wife] able to retire too?
CW: No. She chose not to pay in to retirement for a few years while our kids still lived at home to pay for their dance classes and sports. So she can't retire anytime soon.
DH: ... Oh... Well, I know you have mentioned wanting to travel in retirement, will she at least be able to take some long vacations so you can travel?
CW: Not likely. She isn't a very good saver and I'm not paying for her fun. I'll just go on my own.
DH: ...

Are they not also HIS kids??  If the reason for his wife working longer really is due to her paying for their kids' dance classes and sports, and he has this kind of attitude, this guy is really a jerk.

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Re: Overheard at Work
« Reply #10210 on: August 31, 2015, 02:07:24 PM »
CW: Not likely. She isn't a very good saver and I'm not paying for her fun. I'll just go on my own.


That sounds like a great relationship.  She got herself a real winner.

northernlights

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Re: Overheard at Work
« Reply #10211 on: August 31, 2015, 03:05:23 PM »
Our yard is about 12,000 square feet (quarter of an acre- the lot is a third of an acre).
We are the ONLY people in the neighborhood who don't ride to mow.

That makes ZERO sense to me.
And the thing with the riding mowers, is most people still use a push mower to get around the garden beds, so you still need to own one of those too!


Also- apparently no one owns a weed whacker. People spend tons of time and money keeping their yards green and weed free (ours is currently brownish with a few weeds) and they don't edge. WTF?

We have a half acre lot, which is one of the largest in our neighborhood. We're the only ones without a rider as well.

hudsoncat

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Re: Overheard at Work
« Reply #10212 on: August 31, 2015, 05:33:03 PM »
CW: I think I'm going to retire next year. (early-ish 50s, has a great pension)
DH: Great. Is [wife] able to retire too?
CW: No. She chose not to pay in to retirement for a few years while our kids still lived at home to pay for their dance classes and sports. So she can't retire anytime soon.
DH: ... Oh... Well, I know you have mentioned wanting to travel in retirement, will she at least be able to take some long vacations so you can travel?
CW: Not likely. She isn't a very good saver and I'm not paying for her fun. I'll just go on my own.
DH: ...

Are they not also HIS kids??  If the reason for his wife working longer really is due to her paying for their kids' dance classes and sports, and he has this kind of attitude, this guy is really a jerk.

From what DH has gathered from other conversations, they are a couple who has always kept their finances very separate and each pay exactly half of everything. Unfortunately for her, he has always made probably double what she has. We've met the wife at work functions, and she doesn't seem a real peach herself... from the outside looking in, it is not a relationship to aspire too.
 
That particular conversation though has really cooled DH's friendship with the guy. He tries to keep things much more work related these days.


mustachepungoeshere

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Re: Overheard at Work
« Reply #10213 on: August 31, 2015, 06:06:09 PM »
This isn't anti-Mustachian but I'm feeling stabby.

Every morning colleague greets everyone with "Good moaning."

It's not funny, it's not clever, and if you're that miserable then leave.

I've stopped responding to him.

Now he's sitting their slurping his coffee.

Ok, he buys coffee every morning. That makes him anti-Mustachianism.

He's just one of those colleagues whose mouth should be stapled closed for the sake of humanity.

Mark31

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Re: Overheard at Work
« Reply #10214 on: August 31, 2015, 06:59:03 PM »
Are you sure “Good moaning” isn’t just an obscure reference to Officer Crabtree from the TV Series “’Allo ‘Allo!”?

Maybe he’s hoping to find someone who shares his love of decades old British comedy?

It’s his one pop-culture reference and it depresses him that no one has picked up on it?

mustachepungoeshere

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Re: Overheard at Work
« Reply #10215 on: August 31, 2015, 07:32:26 PM »
I'd forgotten about that show.

Could be an homage but from memory the character doesn't sound in pain when he says it...

Middlesbrough

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Re: Overheard at Work
« Reply #10216 on: August 31, 2015, 08:53:05 PM »
My company is pretty open with compensation. I figured out today that my coworkers missed out on $1.3 million in company match contributions.

Yay for engineers!

Moonwaves

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Re: Overheard at Work
« Reply #10217 on: September 01, 2015, 02:41:53 AM »
Are you sure “Good moaning” isn’t just an obscure reference to Officer Crabtree from the TV Series “’Allo ‘Allo!”?

That's what I would have assumed too. It'd have to be happening every morning for a very long time for me not to find it funny, I have to admit. :)

GuitarStv

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Re: Overheard at Work
« Reply #10218 on: September 01, 2015, 06:00:24 AM »
This isn't anti-Mustachian but I'm feeling stabby.

Every morning colleague greets everyone with "Good moaning."

It's not funny, it's not clever, and if you're that miserable then leave.

I've stopped responding to him.

Now he's sitting their slurping his coffee.

Ok, he buys coffee every morning. That makes him anti-Mustachianism.

He's just one of those colleagues whose mouth should be stapled closed for the sake of humanity.

Sounds like someone has a case of the Mondays.

jordanread

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Re: Overheard at Work
« Reply #10219 on: September 01, 2015, 06:09:09 AM »
This isn't anti-Mustachian but I'm feeling stabby.

Every morning colleague greets everyone with "Good moaning."

It's not funny, it's not clever, and if you're that miserable then leave.

I've stopped responding to him.

Now he's sitting their slurping his coffee.

Ok, he buys coffee every morning. That makes him anti-Mustachianism.

He's just one of those colleagues whose mouth should be stapled closed for the sake of humanity.

Sounds like someone has a case of the Mondays.

No. No, man. Shit, no, man. I believe you'd get your ass kicked sayin' something like that, man.

RetiredAt63

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Re: Overheard at Work
« Reply #10220 on: September 01, 2015, 06:25:55 AM »
I have one! I should explain the excitement, when you are retired it is hard to find something to contribute here.  This is a heard at someone else's place of work, my service department at my car dealership.

I am not mustachian about doing my own car maintenance, I prefer to have my dealership do it and keep the car running properly.  Small town - their hourly rates are = Canadian Tire rates in Ottawa, and they know the car and their work is faster/better.  Anyway, I had it in for routine maintenance, and had an extra cost since the cabin air filter needed replacing.  Fine, if the maintenance needs doing, do it. 

While I was paying, the young man at the cash explained that most people would be moaning and groaning, or just not getting the air filter, because when they do their car budget, they do car payments and insurance.  Being a person who follows maintenance schedules carefully and keeps cars well over 300,000km, I replied that you have to budget for routine maintenance as well, plus a bit for the unexpected.  Apparently not, they have a lot of people who are very unhappy with having to pay for keeping their cars running.  They think their cars will keep running with no looking after?  I suppose these are the people who buy maintenance packages and trade in the car when the package runs out.

(And zinger, the standard budget cost is loan payments - no comment on that)

GuitarStv

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Re: Overheard at Work
« Reply #10221 on: September 01, 2015, 06:29:29 AM »
This isn't anti-Mustachian but I'm feeling stabby.

Every morning colleague greets everyone with "Good moaning."

It's not funny, it's not clever, and if you're that miserable then leave.

I've stopped responding to him.

Now he's sitting their slurping his coffee.

Ok, he buys coffee every morning. That makes him anti-Mustachianism.

He's just one of those colleagues whose mouth should be stapled closed for the sake of humanity.

Sounds like someone has a case of the Mondays.

No. No, man. Shit, no, man. I believe you'd get your ass kicked sayin' something like that, man.

I could have gone more managerial:

Time to run it up the flagpole, get all your ducks in a row, grab that low hanging fruit and synergize until you square that circle.

Merrie

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Re: Overheard at Work
« Reply #10222 on: September 01, 2015, 06:40:26 AM »
I have one! I should explain the excitement, when you are retired it is hard to find something to contribute here.  This is a heard at someone else's place of work, my service department at my car dealership.

I am not mustachian about doing my own car maintenance, I prefer to have my dealership do it and keep the car running properly.  Small town - their hourly rates are = Canadian Tire rates in Ottawa, and they know the car and their work is faster/better.  Anyway, I had it in for routine maintenance, and had an extra cost since the cabin air filter needed replacing.  Fine, if the maintenance needs doing, do it. 

While I was paying, the young man at the cash explained that most people would be moaning and groaning, or just not getting the air filter, because when they do their car budget, they do car payments and insurance.  Being a person who follows maintenance schedules carefully and keeps cars well over 300,000km, I replied that you have to budget for routine maintenance as well, plus a bit for the unexpected.  Apparently not, they have a lot of people who are very unhappy with having to pay for keeping their cars running.  They think their cars will keep running with no looking after?  I suppose these are the people who buy maintenance packages and trade in the car when the package runs out.

(And zinger, the standard budget cost is loan payments - no comment on that)

I have a friend who is totally crap at budgeting. One week she won't be able to buy groceries, then she'll get money and be going out to eat, buying new stuff for the house, buys expensive presents like a Chromebook for her 7 yo, etc. Her general MO with cars is basically to buy a crappy car using her tax refund, then at some point it either gets totaled (she's had awful luck with accidents, which probably is not her fault) or incurs a need for some repair that runs into multi hundreds and she can't afford it, so she scraps the whole thing and buys another car using next year's tax refund. When we bought our new car we gave her our old one because she was driving around in this death trap. It's lasted her a year, which is longer than any of her previous cars, but I wonder how long until it needs a $400 repair she can't afford.

jordanread

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Re: Overheard at Work
« Reply #10223 on: September 01, 2015, 06:54:34 AM »
Sounds like someone has a case of the Mondays.

No. No, man. Shit, no, man. I believe you'd get your ass kicked sayin' something like that, man.

I could have gone more managerial:

Time to run it up the flagpole, get all your ducks in a row, grab that low hanging fruit and synergize until you square that circle.

Ooh. I don't know which one I hate more. :)

merula

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Re: Overheard at Work
« Reply #10224 on: September 01, 2015, 08:09:47 AM »
I have a friend who is totally crap at budgeting. One week she won't be able to buy groceries, then she'll get money and be going out to eat, buying new stuff for the house, buys expensive presents like a Chromebook for her 7 yo, etc. Her general MO with cars is basically to buy a crappy car using her tax refund, then at some point it either gets totaled (she's had awful luck with accidents, which probably is not her fault) or incurs a need for some repair that runs into multi hundreds and she can't afford it, so she scraps the whole thing and buys another car using next year's tax refund. When we bought our new car we gave her our old one because she was driving around in this death trap. It's lasted her a year, which is longer than any of her previous cars, but I wonder how long until it needs a $400 repair she can't afford.

Yeah, I'm going to have to sort of disagree with you there. (Sorry, I just really wanted to get in on the Office Space quotes.)

Anyway, unless every single accident is something where it came out of nowhere with no way for her to prevent it, I really doubt that she's not somehow at fault. I'm an insurance underwriter, and I've looked at thousands of driving records. I've never seen any driver with multiple accidents that didn't also have more tickets than accidents. Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

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Re: Overheard at Work
« Reply #10225 on: September 01, 2015, 08:26:21 AM »
Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

What do you consider extenuating circumstances?

My neck broke in an accident where I was 100% not at fault.  I was safely stopped at a red light, and had been for at least 20 seconds. (And the car behind me was stopped too. As were the 3 cars in front of me; due to safe stopping distance and luck of the light changing as we got hit, I didn't hit the car in front of me when someone plowed into the car behind me.)  To me, being stopped at a light isn't extenuating circumstances. It is normal driving conditions.

"Not at fault" accidents most definitely exist.
« Last Edit: September 01, 2015, 08:27:53 AM by iowajes »

eyePod

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Re: Overheard at Work
« Reply #10226 on: September 01, 2015, 08:30:43 AM »
Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

What do you consider extenuating circumstances?

My neck broke in an accident where I was 100% not at fault.  I was safely stopped at a red light, and had been for at least 20 seconds. (And the car behind me was stopped too. As were the 3 cars in front of me; due to safe stopping distance and luck of the light changing as we got hit, I didn't hit the car in front of me when someone plowed into the car behind me.)  To me, being stopped at a light isn't extenuating circumstances. It is normal driving conditions.

"Not at fault" accidents most definitely exist.

I think that's pretty cut and dry. Now, if you have gotten hit several times while being stopped at a red light, maybe there's some underlying issue? I think that's what they were trying to get at, not insinuating that your accident was in any way your fault.

GuitarStv

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Re: Overheard at Work
« Reply #10227 on: September 01, 2015, 08:40:46 AM »
Anyway, unless every single accident is something where it came out of nowhere with no way for her to prevent it, I really doubt that she's not somehow at fault. I'm an insurance underwriter, and I've looked at thousands of driving records. I've never seen any driver with multiple accidents that didn't also have more tickets than accidents. Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

I've been in two car accidents while driving.

One happened when I slowed down and stopped on the right most lane of the highway because there was a crash up ahead that blocked the whole road (I got rear ended about ten seconds after stopping, while I was talking with my wife).  One happened when I was driving in a left lane.  A car in the right lane drove past and slightly in front of me, then changed lanes by swerving into my car without signalling (or checking his blind spot).  Both were considered no fault on my part by insurance . . . and honestly, from where I'm sitting there's no real action that could have been taken on my part to prevent either.

From my perspective, most no fault accidents happen because of a large error on the part of the other party.

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Re: Overheard at Work
« Reply #10228 on: September 01, 2015, 08:51:43 AM »
Just heard a CW is moving to Detroit and "has to buy an SUV" because of snow.

The cheapest thing even being considered is $35K.

MgoSam

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Re: Overheard at Work
« Reply #10229 on: September 01, 2015, 08:57:38 AM »
Anyway, unless every single accident is something where it came out of nowhere with no way for her to prevent it, I really doubt that she's not somehow at fault. I'm an insurance underwriter, and I've looked at thousands of driving records. I've never seen any driver with multiple accidents that didn't also have more tickets than accidents. Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

I've been in two car accidents while driving.

One happened when I slowed down and stopped on the right most lane of the highway because there was a crash up ahead that blocked the whole road (I got rear ended about ten seconds after stopping, while I was talking with my wife).  One happened when I was driving in a left lane.  A car in the right lane drove past and slightly in front of me, then changed lanes by swerving into my car without signalling (or checking his blind spot).  Both were considered no fault on my part by insurance . . . and honestly, from where I'm sitting there's no real action that could have been taken on my part to prevent either.

From my perspective, most no fault accidents happen because of a large error on the part of the other party.

Yeah, both those cases are definitely cases of no-fault. What I think the other person meant is that while the other party has a significant blame, statistically it likely is the case that people that are in multiple no-fault accidents might have been able to prevent them. I hate the fact but it is likely true.

I'm a much better driver than I was in high school and remember getting into a bad crash. I was driving straight through a 4 way intersection (light was green) and a lady decided to take a left turn straight into me. It was clearly her fault, but I know that I might have been able to see it coming with some awareness...as she didn't look like she was even looking to see if there was any other traffic. Of course the insurance said I was at no fault as I had the right of way, but nowadays I would like to think that I would be better able to see it coming and anticipate it. There are multiple times when being aware helps prevent collisions and that while the other person's insurance will cover it..I would prefer not to be hit, or risk being hit.

A month ago I was driving on a two lane road, was in the right lane and for some reason the jackass ahead of me changed lanes to make a right turn without signaling or slowing down or anything. For some reason I kinda half expected that guy to do it so was already slowing down and managed to avoid getting hit. Yeah, I wish I was a cop so I could pull him over and ticket him for reckless driving, but I'm just happy that my car didn't get any damage.

Pooperman

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Re: Overheard at Work
« Reply #10230 on: September 01, 2015, 09:25:12 AM »
I've only ever been in one accident. Clear day -> squall happens basically out of nowhere. Guy in left lane loses control and spins full 360 across the center lane where I am. I go right to avoid but run out of lanes and my headlight was messed up. Clearly not my fault, but maybe if I hadn't moved I wouldn't have been hit at all. Not exactly sure as it was a gut reaction.

HairyUpperLip

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Re: Overheard at Work
« Reply #10231 on: September 01, 2015, 10:01:42 AM »
Good drivers avoid accidents... lol, fuck that.  If you "avoid" an accident and have your own accident then who is at fault?

I avoided an accident and got accused of causing the accident by the police. I don't ever avoid that shit anymore.

I used to have a commute that had a merge situation where every doucebag thought they'd save hours of their day by being one car ahead so there was constantly close calls. I stopped avoiding them.

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Re: Overheard at Work
« Reply #10232 on: September 01, 2015, 10:16:55 AM »
Yeah, both those cases are definitely cases of no-fault. What I think the other person meant is that while the other party has a significant blame, statistically it likely is the case that people that are in multiple no-fault accidents might have been able to prevent them. I hate the fact but it is likely true.

That's a lot of "likely" with no facts to back it up...  do you have some evidence of the percent of no-fault accidents that could be prevented without damage/danger to either party, or any other party on the road? I'd love to know how this research occurs.

I have no idea what the other person MEANT; but what they said was
Quote
that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.
So what are the extenuating circumstances?  Both of the situations you described as "definitely no fault" didn't sound like there was anything extenuating- just completely normal driving conditions.

Because I totally buy "no fault" accidents.  In general, there is nothing I can do about complete morons on the road.  There is only so much avoidance that can safely be done.

honeybbq

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Re: Overheard at Work
« Reply #10233 on: September 01, 2015, 10:27:03 AM »
I see my story about soda started a multi-page argument about weight gain/loss so let's get off that non-comedic topic and move on to more stories. That's what this thread is about anyway right?

Anyway my coworkers and I are all software engineers... make good money... so we're all talking and one CW is complaining about how his insurance is going to drop him if he starts driving for uber... Now i'm confused because usually people at my work are at least fairly responsible or at least make enough money to not be drowning in our low COL area. So i'm wondering why would someone with his skillset want to drive for uber. Apparently they literally need the extra paycheck and cant live without it.

So I said: "My solution is to not spend so much money"
He said: "HAHA... Well tell my wife that..."

I was thinking: "YEA... TELL YOUR WIFE THAT!"

Maybe it's just a side gig for some extra FIRE money?

Sibley

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Re: Overheard at Work
« Reply #10234 on: September 01, 2015, 10:29:50 AM »
Just heard a CW is moving to Detroit and "has to buy an SUV" because of snow.

The cheapest thing even being considered is $35K.

Depending on where in Detroit, that's either going to blend in or stick out like a sore thumb.

mlejw6

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Re: Overheard at Work
« Reply #10235 on: September 01, 2015, 11:50:43 AM »
Yeah, both those cases are definitely cases of no-fault. What I think the other person meant is that while the other party has a significant blame, statistically it likely is the case that people that are in multiple no-fault accidents might have been able to prevent them. I hate the fact but it is likely true.

That's a lot of "likely" with no facts to back it up...  do you have some evidence of the percent of no-fault accidents that could be prevented without damage/danger to either party, or any other party on the road? I'd love to know how this research occurs.

I have no idea what the other person MEANT; but what they said was
Quote
that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.
So what are the extenuating circumstances?  Both of the situations you described as "definitely no fault" didn't sound like there was anything extenuating- just completely normal driving conditions.

Because I totally buy "no fault" accidents.  In general, there is nothing I can do about complete morons on the road.  There is only so much avoidance that can safely be done.

I believe merula was specifically talking about drivers with multiple accidents (I'm thinking, more than three or four?) on their record. I'm with him/her that some of them are probably at-fault accidents. I've been driving 20 years and have had exactly one accident in my entire life when I was 16. It was clearly not my fault. When you drive defensively, you can avoid getting into accidents. This involves:

-always be aware of everything going on around you (no distractions in the car, like phones)
-follow vehicles at a safe distance
-give yourself plenty of stopping distance
-always use signals BEFORE you move (not as you move - you need to give people time to process the signal)
-no driving under the influence or when you're tired
-obey all traffic laws, signals, and signs
-I also avoid driving next to other vehicles when I can - speed up or slow down if someone is driving next to you.

Of all those, the first is the most important and the thing that will help you avoid accidents. I was once driving behind a white van at night. The van had lots of long work ladders on its roof. I moved into the other lane, simply because I don't like driving behind vehicles if I can help it. One of the ladders fell off the van after I had switched lanes. By being aware, I avoided a pretty nasty accident.

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Re: Overheard at Work
« Reply #10236 on: September 01, 2015, 12:04:56 PM »
And, to get back on topic:

CW: I'm getting a new car.
Me: What's wrong with this car? (It's a manual Nissan Altima, circa 2005 I think)
CW: We need a bigger car because hubby needs a boat. And, the Nissan has a vibration in the front - see how my water is vibrating?
Me: <thinking: don't most cars vibrate?> So what are you getting?
CW: A Ford F-150 quad cab.
Me: <sigh>

mm1970

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Re: Overheard at Work
« Reply #10237 on: September 01, 2015, 12:07:44 PM »
Quote
I'm a much better driver than I was in high school and remember getting into a bad crash. I was driving straight through a 4 way intersection (light was green) and a lady decided to take a left turn straight into me. It was clearly her fault, but I know that I might have been able to see it coming with some awareness...as she didn't look like she was even looking to see if there was any other traffic. Of course the insurance said I was at no fault as I had the right of way, but nowadays I would like to think that I would be better able to see it coming and anticipate it. There are multiple times when being aware helps prevent collisions and that while the other person's insurance will cover it..I would prefer not to be hit, or risk being hit.

We've been rear ended a couple of times.

But one day we were at a light near my office on the weekend (had gone for a hike, and I was pregnant, and stopped at work to pee).

Anyway, we were chatting with my son in the back, and the light turned green for us (we were turning left).  My husband didn't go.  I turned to him and said "why aren't you go..." CRASH.

We were going to turn left, and there was a woman coming from the opposite direction either left or straight (out of a parking lot at the same light), and someone coming from the other direction (the red light) ran the red light.

My husband had been paying attention to the traffic and realized that the guy wasn't going to stop.

Whew.

Police came, he gave a report, and ended up going to court for the police because the guy fought the ticket.

dragoncar

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Re: Overheard at Work
« Reply #10238 on: September 01, 2015, 12:14:53 PM »
Good drivers avoid accidents... lol, fuck that.  If you "avoid" an accident and have your own accident then who is at fault?

I avoided an accident and got accused of causing the accident by the police. I don't ever avoid that shit anymore.

I used to have a commute that had a merge situation where every doucebag thought they'd save hours of their day by being one car ahead so there was constantly close calls. I stopped avoiding them.

I've avoided a few accidents on the highway where if I was unlucky could have caused more problems.  For example, I was once driving on the freeway late at night at normal highway speeds and there was another car that was going maybe 30-40.  For some reason he decided to merge into my lane right in front of me, causing me to hit the brakes and also swerve around him.  I did not have time to check my mirrors/blindspot and I could easily have plowed another car in doing so, or caused a pileup.  Luckily, the highway was empty.  I'd like to say that I have total situational awareness at all times and that I subconsciously knew there was no car next to me, but to be honest I was just scared for my life and acted instinctually.   I'm also amazed my boring sedan handled the maneuver without flipping over or spinning out.

Anyway, unless every single accident is something where it came out of nowhere with no way for her to prevent it, I really doubt that she's not somehow at fault. I'm an insurance underwriter, and I've looked at thousands of driving records. I've never seen any driver with multiple accidents that didn't also have more tickets than accidents. Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

I've been in two car accidents while driving.

One happened when I slowed down and stopped on the right most lane of the highway because there was a crash up ahead that blocked the whole road (I got rear ended about ten seconds after stopping, while I was talking with my wife).  One happened when I was driving in a left lane.  A car in the right lane drove past and slightly in front of me, then changed lanes by swerving into my car without signalling (or checking his blind spot).  Both were considered no fault on my part by insurance . . . and honestly, from where I'm sitting there's no real action that could have been taken on my part to prevent either.

From my perspective, most no fault accidents happen because of a large error on the part of the other party.

Not your fault, but there were probably things you could have done to avoid that. 

For example, be aware that stopping on the side of a highway is extremely dangerous.  Did you have your hazard lights on?  Some people would even pop a flare or two.  Finally, in a situation like that, I'd keep an eye on the rearview.  See a car coming?  Honk, drive forward, I dunno.  These are not mandatory things in any way, but they are also reasonable things to reduce change of collision.

The left lane thing is more obvious to me.  Why are you in the left lane anyways if you are not passing?  If I'm hugging the left lane and a car is passing on my right, I'm keenly aware that they might want to merge in front of me and I'll probably be merging right after they do because I'm going too slow.  A lot of drivers who pass people going "slow" in the left lane will pass right and then merge close to make a dickish point.  It's their fault, and they are dicks, but it's avoidable if you drive like a grandma on the right side.

Again, I'm not victim blaming here, just saying that there are people out there that are very defensive drivers and probably wouldn't have gotten in those two accidents regardless of fault.

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Re: Overheard at Work
« Reply #10239 on: September 01, 2015, 12:17:07 PM »
And, to get back on topic:

CW: I'm getting a new car.
Me: What's wrong with this car? (It's a manual Nissan Altima, circa 2005 I think)
CW: We need a bigger car because hubby needs a boat. And, the Nissan has a vibration in the front - see how my water is vibrating?
Me: <thinking: don't most cars vibrate?> So what are you getting?
CW: A Ford F-150 quad cab.
Me: <sigh>


katstache92

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Re: Overheard at Work
« Reply #10240 on: September 01, 2015, 12:17:26 PM »
The other week I was filling in for my manager at a staff meeting with all of the other managers in the department and their boss.  A recent retirement benefits presentation was brought up and the big boss asked how it went and then said, "so is anyone going to be retiring early now?"  The managers then proceeded to discuss how impossible that was and even if you could do it, it wouldn't make any sense and definitely wasn't safe.

Sigh.

Meanwhile I was overjoyed after going to the presentation because I learned details about the pension and realized I can retire even earlier than I thought!

Louis the Cat

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Re: Overheard at Work
« Reply #10241 on: September 01, 2015, 12:34:38 PM »

...

I'm a much better driver than I was in high school and remember getting into a bad crash. I was driving straight through a 4 way intersection (light was green) and a lady decided to take a left turn straight into me. It was clearly her fault, but I know that I might have been able to see it coming with some awareness...as she didn't look like she was even looking to see if there was any other traffic. Of course the insurance said I was at no fault as I had the right of way, but nowadays I would like to think that I would be better able to see it coming and anticipate it. There are multiple times when being aware helps prevent collisions and that while the other person's insurance will cover it..I would prefer not to be hit, or risk being hit.

...

I was this idiot when I was 16...the only accident I've ever caused (not counting some minor incidents in parking lots while I learned where my car stopped and other peoples' cars started). Pretty sure the poor lady who's car I totaled couldn't have done anything about it because I was making a blind left turn in front of a fire truck (stopped). What I remember most was how bad she felt for me! It was quite stunning considering I'd totaled her car and my truck (Dad's F150) had one minor scratch.

GuitarStv

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Re: Overheard at Work
« Reply #10242 on: September 01, 2015, 12:35:07 PM »
Not your fault, but there were probably things you could have done to avoid that. 

For example, be aware that stopping on the side of a highway is extremely dangerous.  Did you have your hazard lights on?  Some people would even pop a flare or two.  Finally, in a situation like that, I'd keep an eye on the rearview.  See a car coming?  Honk, drive forward, I dunno.  These are not mandatory things in any way, but they are also reasonable things to reduce change of collision.


I wasn't stopped on the side of the highway, I was stopped in my lane.  The two lanes to the left of me were also filled with stopped cars.  Emergency vehicles were coming up the right hand side shoulder, and there were some in front of me.

My hazards were on.  It was snowing and all three lanes in front of me were blocked with a pile up of cars/emergency vehicles.  I don't keep flares at hand in the car to pop within a few seconds of coming to a stop on the highway - this sounds like a rather silly suggestion.  How effective do you think honking at the emergency crews in front of me would have been in preventing the car behind from hitting me?

Looking in the rearview mirror while stopped certainly wouldn't have changed the outcome in any way.



The left lane thing is more obvious to me.  Why are you in the left lane anyways if you are not passing?  If I'm hugging the left lane and a car is passing on my right, I'm keenly aware that they might want to merge in front of me and I'll probably be merging right after they do because I'm going too slow.  A lot of drivers who pass people going "slow" in the left lane will pass right and then merge close to make a dickish point.  It's their fault, and they are dicks, but it's avoidable if you drive like a grandma on the right side.

I was in the left turn lane, about a hundred meters from the left turn that I needed to make.




These are the only two accidents I've been in over my 19 years of driving, and I do try to drive safely.  Still not seeing how these accidents were avoidable.
« Last Edit: September 01, 2015, 12:48:16 PM by GuitarStv »

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Re: Overheard at Work
« Reply #10243 on: September 01, 2015, 12:40:49 PM »

Anyway, we were chatting with my son in the back, and the light turned green for us (we were turning left).  My husband didn't go.  I turned to him and said "why aren't you go..." CRASH.


I'm always really hesitant to go right as the light turns because of this.  I know which intersections it is most common with in our town too...


Which reminds me of another accident I was in (though I didn't make an insurance claim because I was unhurt and preferred the dents in my car than explaining to my parents why I got into a car accident in a city I wasn't supposed to be in...).

It was raining very hard, at about 4:30 am, and I came to a 4 way stop.  I stopped, looked, and then proceeded slowly because of the hard rain.  I was then rammed into, fast, by a car I hadn't seen at all when I looked.

The guy gets out of the car and says "oh, I don't know what I was thinking. I go this way every morning and today it just didn't even occur to me to stop."

I guess he hit my car just right that nothing crumpled and I just had pock marks along the side of the car.  Scared the crap out of me before a 115 mile drive to get to class though!

Again- nothing I could have done.  Already I took the "proceed slowly just in case" instead of just "stop, okay, go" approach.  He was speeding (so I couldn't have seen him when I was stopped- he was too far away) and didn't stop.

MrMoogle

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Re: Overheard at Work
« Reply #10244 on: September 01, 2015, 12:49:32 PM »
Anyway, unless every single accident is something where it came out of nowhere with no way for her to prevent it, I really doubt that she's not somehow at fault. I'm an insurance underwriter, and I've looked at thousands of driving records. I've never seen any driver with multiple accidents that didn't also have more tickets than accidents. Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

I've been in two car accidents while driving.

One happened when I slowed down and stopped on the right most lane of the highway because there was a crash up ahead that blocked the whole road (I got rear ended about ten seconds after stopping, while I was talking with my wife).  One happened when I was driving in a left lane.  A car in the right lane drove past and slightly in front of me, then changed lanes by swerving into my car without signalling (or checking his blind spot).  Both were considered no fault on my part by insurance . . . and honestly, from where I'm sitting there's no real action that could have been taken on my part to prevent either.

From my perspective, most no fault accidents happen because of a large error on the part of the other party.

Yeah, both those cases are definitely cases of no-fault. What I think the other person meant is that while the other party has a significant blame, statistically it likely is the case that people that are in multiple no-fault accidents might have been able to prevent them. I hate the fact but it is likely true.

Actually both of those cases are clearly at-fault cases.  The other driver is at-fault.  No-fault cases are when neither driver could have prevented the accident. 

skunkfunk

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Re: Overheard at Work
« Reply #10245 on: September 01, 2015, 12:55:41 PM »
Yeah, I'm going to have to sort of disagree with you there. (Sorry, I just really wanted to get in on the Office Space quotes.)

Anyway, unless every single accident is something where it came out of nowhere with no way for her to prevent it, I really doubt that she's not somehow at fault. I'm an insurance underwriter, and I've looked at thousands of driving records. I've never seen any driver with multiple accidents that didn't also have more tickets than accidents. Good drivers drive defensively and avoid accidents; that is why I don't really buy "not-at-fault" accidents unless there are extenuating circumstances.

Twice this year I've been stopped at a red light and been rear-ended. Am I an at-fault idiot? Come on, that's twice in 6 months, in two different cars! I haven't put 2000 miles on those cars combined this year, smells fishy right?

RyanAtTanagra

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Re: Overheard at Work
« Reply #10246 on: September 01, 2015, 01:01:29 PM »
Wow, I'm surprised at how offended people are getting over this.  Do you not agree that some people are better than others at avoiding accidents that wouldn't have been their fault?  No one's saying there's no such thing as a no-fault accident.

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Re: Overheard at Work
« Reply #10247 on: September 01, 2015, 01:02:48 PM »

Twice this year I've been stopped at a red light and been rear-ended. Am I an at-fault idiot? Come on, that's twice in 6 months, in two different cars! I haven't put 2000 miles on those cars combined this year, smells fishy right?

Clearly you should have just gone through. Stopping causes accidents.

skunkfunk

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Re: Overheard at Work
« Reply #10248 on: September 01, 2015, 01:07:51 PM »
Not your fault, but there were probably things you could have done to avoid that. 

For example, be aware that stopping on the side of a highway is extremely dangerous.  Did you have your hazard lights on?  Some people would even pop a flare or two.  Finally, in a situation like that, I'd keep an eye on the rearview.  See a car coming?  Honk, drive forward, I dunno.  These are not mandatory things in any way, but they are also reasonable things to reduce change of collision.


I wasn't stopped on the side of the highway, I was stopped in my lane.  The two lanes to the left of me were also filled with stopped cars.  Emergency vehicles were coming up the right hand side shoulder, and there were some in front of me.

My hazards were on.  It was snowing and all three lanes in front of me were blocked with a pile up of cars/emergency vehicles.  I don't keep flares at hand in the car to pop within a few seconds of coming to a stop on the highway - this sounds like a rather silly suggestion.  How effective do you think honking at the emergency crews in front of me would have been in preventing the car behind from hitting me?

Looking in the rearview mirror while stopped certainly wouldn't have changed the outcome in any way.



The left lane thing is more obvious to me.  Why are you in the left lane anyways if you are not passing?  If I'm hugging the left lane and a car is passing on my right, I'm keenly aware that they might want to merge in front of me and I'll probably be merging right after they do because I'm going too slow.  A lot of drivers who pass people going "slow" in the left lane will pass right and then merge close to make a dickish point.  It's their fault, and they are dicks, but it's avoidable if you drive like a grandma on the right side.

I was in the left turn lane, about a hundred meters from the left turn that I needed to make.

These are the only two accidents I've been in over my 19 years of driving, and I do try to drive safely.  Still not seeing how these accidents were avoidable.

Err, I've been that idiot... I could tell my lane on the interstate (middle lane) would be slowing very soon, look over my shoulder to see if I can change lanes and next thing I know I've totaled some poor girl's Scion xB. I'm extremely nervous about when I can look over my shoulder now.

dragoncar

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Re: Overheard at Work
« Reply #10249 on: September 01, 2015, 02:28:11 PM »
Not your fault, but there were probably things you could have done to avoid that. 

For example, be aware that stopping on the side of a highway is extremely dangerous.  Did you have your hazard lights on?  Some people would even pop a flare or two.  Finally, in a situation like that, I'd keep an eye on the rearview.  See a car coming?  Honk, drive forward, I dunno.  These are not mandatory things in any way, but they are also reasonable things to reduce change of collision.


I wasn't stopped on the side of the highway, I was stopped in my lane.  The two lanes to the left of me were also filled with stopped cars.  Emergency vehicles were coming up the right hand side shoulder, and there were some in front of me.

My hazards were on.  It was snowing and all three lanes in front of me were blocked with a pile up of cars/emergency vehicles.  I don't keep flares at hand in the car to pop within a few seconds of coming to a stop on the highway - this sounds like a rather silly suggestion.  How effective do you think honking at the emergency crews in front of me would have been in preventing the car behind from hitting me?

Looking in the rearview mirror while stopped certainly wouldn't have changed the outcome in any way.



The left lane thing is more obvious to me.  Why are you in the left lane anyways if you are not passing?  If I'm hugging the left lane and a car is passing on my right, I'm keenly aware that they might want to merge in front of me and I'll probably be merging right after they do because I'm going too slow.  A lot of drivers who pass people going "slow" in the left lane will pass right and then merge close to make a dickish point.  It's their fault, and they are dicks, but it's avoidable if you drive like a grandma on the right side.

I was in the left turn lane, about a hundred meters from the left turn that I needed to make.




These are the only two accidents I've been in over my 19 years of driving, and I do try to drive safely.  Still not seeing how these accidents were avoidable.

This whole conversation could have been avoided if I practiced defensive forum reading