I actually had an old boss tell me that I was hurting the economy by not using credit cards. When I told him I had no debt he seemed to think I had a civic obligation to shop and use credit cards. I don't even think he was in a bad financial position. He kept trying to convince me I was bad for the economy and I need to change my habits! What shocked me was how shocked he was. I mean, he was about 63 and seemed to have never met anyone with no credit cards or consumer debt. Despite being raised all over the world, lived in Silicon valley for years, and then again traveling the world for work, he seems to live a sheltered life!