Why is that line sad?
This part I laughed at:
Most Americans are falling short of the savings needed to retire comfortably. Millennials like Mignott are no exception. According to a 2016 study by GoBanking Rates that looked at how Americans’ savings differ by life stage, 42% of Millennials indicated they have no retirement savings.
Half of millennials are under 27, so it's not a big surprise that many have no retirement savings.
Then again at this part:
For Millennials like Mignott who think they are late to the retirement-saving party, he offers this advice:
Take advantage of peak earning years. If you’re freaking out because you didn’t start investing when you were 21, rest assured. “If you are 30, 40, or even 45, you still have 20-25 years before you’re looking at retirement,” says Robertson.
By definition, there aren't millennials that are "40 or even 45."
