I'm not sure if you're being sarcastic or not.
I'm in BC. I know 4 couples that I would consider to be close friends. Close enough that we all know each others financial situations reasonably well. We're all mid 30's to early 40's.
Me -dual income 2 kids, make about $135k/year. No debt but a mortgage $204,000... Rather then pay the mortgage quickly we're building a stach. 2 cars, old and very old
1 - dual income 1 kid, probably makes ~$130k/year Carry a bit of debt mostly CC debt from school, but are working real hard to pay off their house well ahead of schedule. mortgage was about 100k last I heard. 1 car almost new They're in good shape
2 - dual income 1 kid, makes about ~$120k-$130k/year They live in the most expensive area of any of us and have a huge $300,000 mortgage that will be around for the full 25 years. Also carry a fair amount of consumer debt and like their vacations and toys. If the lead income ever goes away they're in trouble. 1 new car, 1 company car If interest rates ever climb again they're in trouble.
3 - Single income 2 kids, make about ~80k/year. If mom goes back to work that would move to ~$150k. did major reno's on their house and have everything including the house on a credit line, also two new trucks, new RV many many toys. Roughly $300k on the credit line. The then moved out of province for work buying a new house for $400k. Haven't been able to sell the old house yet... They're a ticking time bomb
4 - single income 2 kids make about $60k/year. mortgage is something near $280k massive consumer debt. 1 old car 1 very old and broken down car. I don't know how much consumer debt and neither do they. They refuse to look at the numbers. Didn't do their taxes for 6 years even though it likely would have benefited them in the form of child subsidies. Recently found out that they weren't even making minimum payments on the CC's because they were partially covered by disability insurance on the cards. Long term disability was declines so that won't last long. I figure they need to declare bankruptcy and start again. They refuse to even look at the problem. They are so stressed by it that they need to keep taking vacations to relax. I'm actually kept up some nights worrying about their kids.
Mortgages are a major issue. Housing is insane in the province. We are after all the place where mansion or crack shack http://www.crackshackormansion.com/
comes from. Add in the property taxes that are increasing faster then inflation as well as high fuel and food costs and things get tight real quick.