I don't understand something... the $100,000 personal loan was for the two cars and some holidays, yet it also states that they spend $1,100.02 on "Cars". The "Loan Repayment" section includes "car, piano, holidays". So what is the $1,100.02 spent on cars for? The other car categories are "fuel, registration, insurance, and servicing" which add up to $833.33. Something definitely doesn't make sense.
Not sure how they are only able to save $5,950 a year when the leftover of their net minus their ridiculous expenses is nearly $12,000.